CCCS of Buffalo Celebrates Financial Literacy Month

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Once again this year, Consumer Credit Counseling Service of Buffalo, Inc. (CCCS) has joined the National Foundation for Credit Counseling (NFCC) and the United States Congress in recognizing April as Financial Literacy Month. Every April, individuals and organizations across the country draw attention to the importance of financial literacy and the need for more and better financial education through a variety of activities and initiatives.
During Financial Literacy Month, CCCS is maximizing the opportunity to highlight financial education by offering free financial counseling for all military members, veterans and their families. Free financial counseling is also available for all low to moderate income individuals. In addition, all Niagara County residents can receive free services at CCCS’ office in Niagara Falls at Pinnacle Community Services, 1522 Main Street and in their Lockport office at the Dale Association, 33 Ontario Street.
CCCS encourages all Western New Yorkers to come in for a “financial check up” this month—and take advantage of CCCS services like counseling sessions that address: budgeting, credit card debt, credit reports, loans, student loans, mortgages, collections and medical debt.
This year, we are highlighting #FinHealthMatters Day on Thursday, April 25th to bring attention to Americans’ financial health. The idea is to include financial health in your conversation that day, discussing your own situation as well as some disturbing facts like:
·         45% of Americans do not have enough savings to cover 3 months of living expenses
·         36% of Americans are unable to pay all their bills on time
·         Only 28% of Americans are financially healthy
Everyone is invited to join the #FinHealthMatters Day conversation along with by posting or blogging about why #FinHealthMatters to you. Learn more: http://bit.ly/2FEzCYx
CCCS is also partnering with Northwest Bank and the Niagara Falls Housing Authority to hold a FREE Budgeting and Understanding Credit Scores & Reports Workshop, presented by Trina Burruss of Northwest Bank  on Saturday, April 27th from 10:00 a.m. - 1:00 p.m. at 1710 Calumet Ave. in Niagara Falls.
Good financial health is essential—and there is good news for all. It is never too late. Conclusive evidence shows that nonprofit financial education is a catalyst for specific changes that improve financial capability. Comprehensive financial counseling is the best route for those struggling; the best route for anyone who wants a stable financial future. As summer approaches, it presents a great opportunity to make a commitment to improving financial affairs. Contact CCCS to schedule an appointment. CCCS has several locations and is very flexible with scheduling, even offering online counseling sessions. Call 712-2060 or go to www.consumercreditbuffalo.org for more information.

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