NYS Homeowner Assistance Fund (HAF) is Now Available!
The NYS Homeowner Assistance Fund (HAF) is a federally funded program to help support homeowners who experienced financial hardship (loss of income or increased living expenses) as a result of the COVID-19 pandemic. HAF assistance is customized to the applicant's individual situation and may involve free housing counseling, legal services, negotiations with a mortgage servicer, and possibly even financial assistance to cover past and future housing related payments, including water and sewage charges. Applications are now being accepted for this $539 million fund for eligible homeowners at risk of default, foreclosure, or displacement. Are you a homeowner who is: Behind or in forbearance on your mortgage? In default on a reverse mortgage? Behind on your property taxes, water, or sewage bills? Behind on monthly maintenance charges for your co-op or condo? Behind on chattel loans, retail installment contracts, lot rent, and/or other types of home purchase loans? You may be eligible