Showing posts from April, 2019

Consumer Credit Counseling Service Provides Debt Assistance and Financial Counseling

Get Help Now—Before You Spend Your Tax Return!
Consumer Credit Counseling Service (CCCS) encourages local residents to take advantage of its financial counseling and debt management services. Issues arise because many people have poor credit—or no credit.CCCS can help folks with a variety of financial situations through their one on one financial counseling programs. As Tax Season unfolds, it presents a great opportunity to make a commitment to improving financial affairs.
Recent information reveals that a majority of Americans live in precarious financial situations.
According to the Corporation for Enterprise Development (CFED)’s Assets & Opportunity Scorecard, announcing that 51% of consumers don’t have prime credit, meaning if they can take out a loan, they are forced to do so at sometimes exorbitant rates.
According to the CFED, “being unable to borrow from a mainstream lender can have devastating consequences on household family finances. One option is to not borrow at all, le…

CCCS is growing, and hiring!

CCCS is growing, and hiring! Please share, resumes can be sent to

Job Description

Job Title:
Financial Wellness Specialist

Vice President of Counseling
A Financial Wellness Specialist’s primary responsibility is to conduct counseling sessions with individuals and families regarding budgeting, debt and credit issues.A Specialist will provide financial education and guidance while recommending various educational and community programs in order to improve clients’ financial situations.Financial Wellness Specialist’s empower clients to take control of their financial lives, in an empathetic and compassionate manner, while always accounting for what will be in the client’s best interest based on the client’s unique situation. Financial Wellness Specialist’s also provide Counseling Intake support at the initial contact point for clients and all general incoming calls, requiring patience and positive energy.Financial Wellness Specia…

CCCS of Buffalo Celebrates Financial Literacy Month

Once again this year, Consumer Credit Counseling Service of Buffalo, Inc. (CCCS) has joined the National Foundation for Credit Counseling (NFCC) and the UnitedStates Congress in recognizing April as Financial Literacy Month. Every April, individuals and organizations across the country draw attention to the importance of financial literacy and the need for more and better financial education through a variety of activities and initiatives. During Financial Literacy Month, CCCS is maximizing the opportunity to highlight financial education by offering free financial counseling for all military members, veterans and their families. Free financial counseling is also available for all low to moderate income individuals. In addition, all Niagara County residents can receive free services at CCCS’ office in Niagara Falls at Pinnacle Community Services, 1522 Main Street and in their Lockport office at the Dale Association, 33 Ontario Street. CCCS encourages all Western New Yorkers to come in …

CCCS of Buffalo is Expanding Service Area!

We are excited to announce that CCCS of Buffalo is expanding beyond our NY borders and we are now registered to serve the following states!
✔️New York
✔️West Virginia
✔️North Carolina
CCCS provides credit counseling services to those living in the above states. This involves a comprehensive and holistic overview of debt repayment options based on an individual's income and monthly expenses. Nationally certified counselors review the pros and cons of various options, including a Debt Management Plan (DMP). Through a DMP, an individual makes one monthly payment to CCCS who then will send out each individual payment to each of their creditors on a monthly basis. When enrolled in a DMP individuals likely are able to lower their interest rates and become debt free in 5 years or less. CCCS is a nonprofit agency whose counselors are looking out for their clients' best interest. 
If you or someone you know is struggling with debt, call CCCS! 716-7…