Robby's Budgeting Tips!
From time to time we like to share some of our staff's suggestions on the best ways to manage your budget. Today we hear from Robby Dunn, Vice President of Counseling here at CCCS of Buffalo! Robby’s Five Financial Budgeting Tips Create a balanced budget - This may seem like very simple personal financial advice, but the road to recovery from debt or the accumulation of savings begins with a balanced budget. This means that you have more money coming in than that is going out every month. Track your income and expenses for 30 days and find out if your budget is balanced! Consider viewing savings as an expense – Is savings an expense? Many individuals may argue that it is not as it is not necessary to save at all times, or every month. But, if you are saving, what are you putting those funds aside for? Home and Auto repairs? Vacation and gifts? Medical expenses? Those all sound like future expenses to us, and importan